Human Resources
Quinn Administration, 03, 00076
p. 617-287-5150
f. 617-287-5179
UMB Employee Benefits at a Glance
Commonwealth Health Insurance
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| Commonwealth Indemnity Plan,Indemnity Plus Plan, or Health Maintenance Organization |
*Benefited Employees - All full-time and at least 50% part-time employees with an appointment that is six months or longer |
First day of the month following 60 days of employment or two calendar months, whichever is the lesser |
75%-80% paid by the university and
15%-20% by the employee (pre-tax earnings) |
Choice of one plan. All health insurance plans include a $5,000 term life insurance policy. |
| Dependent Student Insurance |
All full-time unmarried students whose parent carries health insurance through the university |
First day of the month after dependent reaches age 19 |
No extra cost for students under age 24. Employee pays full cost for students 24 and over. |
Students under 24 covered under family plan. |
| Disabled Child Insurance |
All children with a physical and/or mental disability who are age 19 or over and are incapable of self support and whose parent carries health insurance through the university |
Month child with the disability reaches age 19 |
No additional charge |
Same level of coverage as parent. |
LIFE INSURANCE
|
|
Eligibility | Effective Date | Cost | Comments |
|---|---|---|---|---|
| Basic Life Insurance |
*Benefited Employees |
First day of the month following 60 days of employment or two calendar months, whichever is the lesser |
75%-80% paid by the university and
15%-20% paid by the employee
|
$5,000 term life insurance and $5,000 accidental death and dismemberment insurance. Coverage extended to employees not enrolled in a health insurance plan. |
| Optional (Additional) Life Insurance |
*Benefited Employees |
First day of the month following 60 days of employment or two calendar months, whichever is the lesser |
Paid by employee |
Term life insurance purchased at group rates up to 8 times annual salary. |
LONG TERM DISABILITY INCOME PROTECTION PROGRAM
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| *Benefited Employees |
First of the month following 60 days of employment |
Paid by employee |
Up to 50% of monthly base salary beginning on
the 91st day of disability. |
|
DENTAL INSURANCE
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| *Benefited Employees |
Varies according to plan |
Paid by the university to Health & Welfare
Funds; Varies according to plan |
Coverage varies according to fund. |
|
STATE RETIREMENT PLAN
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| *Benefited Employees hired prior
to age 65, with an appointment of six months or longer |
Date of Hire |
Paid by employee (Pre-tax earnings) |
Compulsory program in lieu of Social Security.
Employee contributes 9% of total gross salary, plus an additional
2% of salary over $30,000, which allows for a pension upon retirement
at age 55 with the equivalent of 10 years of full-time service
or at any age with the equivalent of 20 years of full-time service. |
|
OPTIONAL RETIREMENT PROGRAM (ORP)
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| Faculty, Chancellor, Vice Chancellors, Deans, Senior Administrators and President of the university |
Date of Hire |
Employee/Employer contribution |
Defined contribution plan offered in lieu of State Retirement Plan.Member contribution rate same as State Plan plus Commonwealth contribution of 5% (minus insurance and overhead)
|
|
DEPENDENT CARE ASSISTANCE PROGRAM
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| *Benefited Employees |
Within 60 days of employment. |
Minimal administrative fee paid by employee |
Program designed to allow payment of up to $5,000/year for child care or other dependent care expenses with pre-tax earnings. |
|
HEALTH CARE SPENDING ACCOUNT
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| *Benefited Employees |
Within 60 days of employment. |
Minimal monthly administrative fee paid by employee. |
Program designed to allow payment of up to $2,500/year
to help employees to save federal and state taxes on non-covered
health-related expenses, such as physician office visits and prescription
drug co-pays. |
|
TAX SHELTERED ANNUITIES
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| All employees |
Upon arrangement with private company |
Paid by employee |
Optional program which allows through payroll reduction, the sheltering from federal taxes of up to 20% of gross salary to a maximum of $15,000/yr. |
|
STATE DEFERRED COMPENSATION PROGRAM
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| All employees |
Upon arrangement with The Copeland Company |
Paid by employee |
Optional program which allows through payroll
reduction, the sheltering from federal taxes to a maximum of $15,000/yr.
|
|
WORKERS COMPENSATION
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| All employees |
Upon employment |
Paid by university |
Coverage for medical expenses and partial compensation for loss of salary due to absences arising from work-related injuries or occupational diseases. |
|
UNEMPLOYMENT COMPENSATION
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| Determined by Massachusetts Division of Employment Security |
Upon employment |
Paid by Commonwealth of Massachusetts |
Unemployment benefits based on average weekly wage and number of dependents, predicated on reason for separation. |
|
HOLIDAYS
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| *Benefited Employees |
Upon employment |
Paid by university |
13 paid holidays per year for full-time employees; part-time employees are entitled to pro-rata holiday benefits. Faculty members are paid for holidays which fall during the university's academic year only. |
|
VACATION
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| *Benefited Employees |
After one full payroll month of employment |
Paid by university |
Vacation leave is accrued based on collective bargaining agreements and non unit personnel policies. |
|
PERSONAL TIME
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| *Benefited Employees |
Immediately upon hire unless hired after the last day of the payroll month of March |
Paid by university |
Personal time is awarded based on collective bargaining agreements and non unit personnel policies. Employees hired between the first day of the fiscal year and the last day of the payroll month of March are awarded personal time on a pro-rata basis. |
|
PERSONAL SICK DAYS
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| *Benefited Employees |
After one full payroll month of employment |
Paid by university |
Sick leave accrual is based on collective bargaining agreements and non-unit personnel policies. |
|
LEAVES OF ABSENCE
|
|
Eligibility | Effective Date | Cost | Comments |
|---|---|---|---|---|
| Bereavement Leave |
*Benefited Employees |
Upon employment |
Paid by university |
Either 4 consecutive working days or 2 consecutive working days depending on relationship to deceased. |
| Maternity & Adoptive Leave |
*Benefited Employees |
Consult applicable collective bargaining agreement or non-unit policy. |
Unpaid leave unless employee uses accrued sick, vacation or personal days in accordance with collective bargaining agreements or non-unit policies. |
A leave of up to 8 weeks may be granted provided a 2-week notice of intended departure date and intent to return is given. |
| Family Medical Leave |
All Benefited employees who have worked for UMB for at least 12 months and who have worked at least 1250 hours prior to commencement of leave. |
As stated under Eligible |
Unpaid leave unless employee uses accrued sick, vacation or personal days in accordance with collective bargaining agreements or non-unit policies. |
A leave of up to 12 weeks during a 12 month period when an employee suffers a serious health condition or to care for an immediate family member with a serious health condition. |
| Parental Leave
|
Refer to collective bargaining unit agreements and non-unit policies to determine eligibility. |
Refer to collective bargaining agreements and non-unit policies to determine effective date. |
Unpaid leave unless employee uses accrued sick, vacation or personal days in accordance with collective bargaining agreements or non-unit policies. |
Leave is for the need to care for or make arrangements for the care of minor dependent child as defined in appropriate collective bargaining agreements or non-unit policies. |
| Family Leave |
Refer to collective bargaining unit agreements and non-unit policies to determine eligibility. |
Refer to collective bargaining agreements and non-unit policies to determine effective date. |
Unpaid leave unless employee uses accrued sick, vacation or personal days in accordance with collective bargaining agreements or non-unit policies. |
Leave is for the need to care for or make arrangements for the care of family members as defined in appropriate collective bargaining agreements. |
| Military Leave |
*Benefited Employees |
Upon employment |
Paid by university |
Paid military leave is granted to employees called to duty in the armed forces of the Commonwealth in the event of natural disaster or civil disturbance. Unpaid leave for extended periods of active duty. |
| Reserve Leave |
*Benefited Employees |
Upon employment |
Paid by university |
Up to 17 paid working days per year for temporary reserve active duty for training in the Armed Forces. |
| Court Leave |
*Benefited Employees |
Upon employment |
Paid by university |
Employees receive regular salary when called to serve jury duty or act as a witness on behalf of a governmental body, contingent upon remission of fees to the university. |
| Professional Improvement Leave |
All full-time, professional staff only |
After 6 years of full time equivalent professional employment and subject to approval of department head |
Paid by university |
Up to 5 1/2 months of full salary or 11 months of half salary; must return for at least one year of service. Up to 2 months within any 2 year period at full salary. |
TUITION ASSISTANCE
| Eligibility |
Effective Date | Cost | Comments | |
|---|---|---|---|---|
| Tuition Waiver |
All Benefited full-time employees, spouses/ domestic partners,
and dependent children (as defined in Trustee Doc. T96-129) and
at least 50% part-time Benefited employees-see comments. |
Upon employment |
Provided by Commonwealth |
Free tuition at any of the UMass campuses (except the Medical School); Part-time employees receive 7 tuition free credits per semester. Spouse and dependent waiver is not available to part-time employees. |
| Tuition Remission |
All benefited full-time and at least 50% benefited part-time employees, spouses and dependent children |
After 6 months of full time equivalent service |
Provided by Commonwealth |
Full-time employees: 100% tuition remission at any MA state supported college or university (MD program excluded); 50% remission for Continuing Education courses. |
AUTOMATIC PAYROLL DEPOSIT
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| *Benefited Employees |
Upon employment |
N/A |
Participation with most banks for direct deposit of paychecks into savings, checking or NOW accounts. |
|
CREDIT UNIONS
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| *Benefited Employees |
Upon employment |
N/A |
The UMASS/Five College Credit Union, located adjacent to the Amherst campus of the university and the State Employees Credit Union, located in downtown Boston, offer automatic payroll deductions for savings and loans. |
|
AUTO & HOMEOWNER'S & PRE-PAID LEGAL INSURANCE
| Eligibility | Effective Date | Cost | Comments | |
| All full-time and at least 50% part-time Benefited employees |
Upon employment |
Paid by employee |
Employees may purchase discounted auto and homeowner's insurance through payroll deduction over a 52 week period. |
|
U.S. SAVINGS BONDS
| Eligibility | Effective Date | Cost | Comments | |
| All employees |
Upon employment |
Paid by employee |
Employees may authorize payroll deductions for the purchase of Savings Bonds. |
|
LIBRARIES
| Eligibility | Effective Date | Cost | Comments | |
| All employees |
Upon employment |
N/A |
Access to extensive resources housed in main and departmental libraries upon presentation of university I.D. |
|
COLLEGE SAVINGS PLAN529
| Eligibility | Effective Date | Cost | Comments | |
|
All Benefited |
Upon employment |
Paid by employee |
California & Connecticut |
|
PRE-PARKING
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| All Benefited |
Upon employment |
Paid by employee |
Parking access with purchase of a semester, monthly or multi-park pass or a daily fee. |
|
PRE-TAX MBTA PASS
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
|
All Benefited |
Upon employment |
Paid by employee |
Bus to Zone 8 |
|
RECREATIONAL FACILITIES
| Eligibility | Effective Date | Cost | Comments | |
|---|---|---|---|---|
| All employees |
Upon employment |
Paid by employee. Individual or family annual memberships may be purchased or the facility can be used upon presentation of a valid UMass Boston I.D. and the payment of a per visit fee. |
Forbes Clark Physical Education Center contains major athletic facilities available to all employees of the Boston campus and their immediate families. The Center includes gymnasia for basketball, dance, volleyball, aerobics and badminton, an ice skating rink, swimming pool, weight room and a fully equipped gymnastics room. UMB Fitness Center , with state of the art equipment, is available to employees. Membership may be paid for through payroll deduction. |
|
NOTE: These materials are published to highlight the
benefits offered to employees of the University of Massachusetts Boston.
It is not intended to provide all-inclusive information and all information
is subject to change. Eligibility for benefits may vary according to type,
percentage of time and duration of appointment. "03" Funded employees
and those bargaining unit members who are employed at less than 50% time
are not eligible for many of the above mentioned benefits. Please call
the Human Resources Office at (617) 287-5150 for further clarification.
