UMB Employee Benefits
BENEFIT GROUP HEALTH INSURANCE
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Eligibility
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Effective Date
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Cost
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Comments
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GIC Indemnity Plan,Indemnity Plus Plan, or Health Maintenance
Organization
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All full-time and at least 50% part-time employees with an appointment
that is six months or longer
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First day of the month following 60 days of employment or two
calendar months, whichever is the lesser
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85% paid by the University and 15% by the employee (pre-tax earnings)
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Choice of one plan. All health insurance plans include a $5,000
term life insurance policy.
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Dependent Student Insurance
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All full-time unmarried students whose parent carries health
insurance through the University
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First day of the month after dependent reaches age 19
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No extra cost for students under age 24. Employee pays full cost
for students 24 and over.
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Students under 24 covered under family plan.
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Disabled Child Insurance
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All children with a physical and/or mental disability who are
age 19 or over and are incapable of self support and whose parent
carries health insurance through the University
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Month child with the disability reaches age 19
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No additional charge
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Same level of coverage as parent.
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LIFE INSURANCE
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Eligibility
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Effective Date
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Cost
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Comments
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Basic Life Insurance
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All full-time and at least 50% part-time employees with an appointment
that is six months or longer
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First day of the month following 60 days of employment or two
calendar months, whichever is the lesser
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85% paid by the University and 15% paid by the employee
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$5,000 term life insurance and $5,000 accidental death and dismemberment
insurance. Coverage extended to employees not enrolled in a health
insurance plan.
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Optional (Additional) Life Insurance
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All full-time and at least 50% part-time employees enrolled in
the basic life insurance program
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First day of the month following 60 days of employment or two
calendar months, whichever is the lesser
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Paid by employee
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Term life insurance purchased at group rates up to 8 times annual
salary.
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LONG TERM DISABILITY INCOME PROTECTION PROGRAM
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Eligibility
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Effective Date
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Cost
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Comments
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All full-time and at least 50% part-time employees with an appointment
of six months or longer
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First of the month following 60 days of employment
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Paid by employee
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50% of monthly base salary beginning on the 91st day of disability.
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DENTAL INSURANCE
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Eligibility
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Effective Date
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Cost
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Comments
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All benefitted full-time and part-time employees; others should
contact Human Resources Office for info.
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Varies according to plan
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Paid by the University to Health & Welfare Funds
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Coverage varies according to fund.
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STATE RETIREMENT PLAN
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Eligibility
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Effective Date
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Cost
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Comments
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All full-time and at least 50% part-time employees hired prior
to age 65, with an appointment of six months or longer
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Date of Hire
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Paid by employee (Pre-tax earnings)
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Compulsory program in lieu of Social Security. Employee contributes
9% of total gross salary, plus an additional 2% of salary over
$30,000, which allows for a pension upon retirement at age 55
with the equivalent of 10 years of full-time service or at any
age with the equivalent of 20 years of full-time service.
SERS allows faculty members to "buy into" the system for certain
periods (up to 10 years) of instructional service in a publicly
supported educational institution in another state.
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OPTIONAL RETIREMENT PROGRAM (ORP)
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Eligibility
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Effective Date
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Cost
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Comments
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Full-time teaching faculty, Chancellor, Vice Chancellors, Deans,
Senior Administrators and President of the University
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Date of Hire
Note: Implementation for Vice Chancellors, Deans and Senior Administrators
is pending. Contact Human Resources for more information.
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Employee/Employer contribution
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Defined contribution plan offered in lieu of State Retirement
Plan.Member contribution rate same as State Plan plus Commonwealth
contribution of 5%.
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DEPENDENT CARE ASSISTANCE PROGRAM
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Eligibility
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Effective Date
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Cost
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Comments
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All benefitted employees
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Within 60 days of employment.
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Minimal administrative fee paid by employee
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Program designed to allow payment of up to $5,000/year for child
care or other dependent care expenses with pre-tax earnings.
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TAX SHELTERED ANNUITIES
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Eligibility
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Effective Date
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Cost
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Comments
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All employees
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Upon arrangement with private company
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Paid by employee
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Optional program which allows through payroll reduction, the
sheltering from federal taxes of up to 20% of gross salary to
a maximum of $9,500/yr.
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STATE DEFERRED COMPENSATION PROGRAM
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Eligibility
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Effective Date
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Cost
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Comments
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All employees
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Upon arrangement with The Copeland Company
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Paid by employee
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Optional program which allows the deferral of State and Federal
taxes on 25% of gross salary to a maximum of $8,000/yr.
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WORKERS COMPENSATION
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Eligibility
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Effective Date
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Cost
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Comments
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All employees
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Upon employment
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Paid by University
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Coverage for medical expenses and partial compensation for loss
of salary due to absences arising from work-related injuries or
occupational diseases.
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UNEMPLOYMENT COMPENSATION
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Eligibility
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Effective Date
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Cost
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Comments
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Determined by Massachusetts Division of Employment Security
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Upon employment
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Paid by Commonwealth of Massachusetts
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Unemployment benefits based on average weekly wage and number
of dependents, predicated on reason for separation.
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HOLIDAYS
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Eligibility
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Effective Date
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Cost
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Comments
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All full-time and at least 50% part-time employees
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Upon employment
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Paid by University
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13 paid holidays per year for full-time employees; part-time employees
are entitled to pro-rata holiday benefits.. Faculty members are
paid for holidays which fall during the University's academic year
only.
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VACATION
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Eligibility
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Effective Date
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Cost
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Comments
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All full-time and at least 50% part-time employees
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After one full payroll month of employment
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Paid by University
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Vacation leave is accrued based on collective bargaining agreements
and non unit personnel policies.
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PERSONAL TIME
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Eligibility
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Effective Date
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Cost
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Comments
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All full-time and at least 50% part-time employees
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Immediately upon hire unless hired after the last day of the payroll
month of March
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Paid by University
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Personal time is awarded based on collective bargaining agreements
and non unit personnel policies. Employees hired between the first
day of the fiscal year and the last day of the payroll month of
March are awarded personal time on a pro-rata basis.
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PERSONAL SICK DAYS
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Eligibility
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Effective Date
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Cost
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Comments
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All full-time and at least 50% part-time employees
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After one full payroll month of employment
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Paid by University
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Sick leave accrual is based on collective bargaining agreements
and non-unit personnel policies.
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LEAVES OF ABSENCE
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Eligibility
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Effective Date
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Cost
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Comments
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Bereavement Leave
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All full-time and at least 50% part-time employees
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Upon employment
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Paid by University
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Either 4 consecutive working days or 2 consecutive working days
depending on relationship to deceased.
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Maternity & Adoptive Leave
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All full-time and at least 50% part-time employees
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Consult applicable collective bargaining agreement or non-unit
policy.
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Unpaid leave unless employee uses accrued sick, vacation or personal
days in accordance with collective bargaining agreements or non-unit
policies.
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A leave of up to 8 weeks may be granted provided a 2-week notice
of intended departure date and intent to return is given.
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Family Medical Leave
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All employees who have worked for UMB for at least 12 months and
who have worked at least 1250 hours prior to commencement of leave.
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As stated under Eligible
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Unpaid leave unless employee uses accrued sick, vacation or personal
days in accordance with collective bargaining agreements or non-unit
policies..
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A leave of up to 12 weeks during a 12 month period when an employee
suffers a serious health condition or to care for an immediate family
member with a serious health condition.
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Parental Leave
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Refer to collective bargaining unit agreements and non-unit policies
to determine eligibility.
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Refer to collective bargaining agreements and non-unit policies
to determine effective date.
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Unpaid leave unless employee uses accrued sick, vacation or personal
days in accordance with collective bargaining agreements or non-unit
policies.
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Leave is for the need to care for or make arrangements for the
care of minor dependent child as defined in appropriate collective
bargaining agreements or non-unit policies.
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Family Leave
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Refer to collective bargaining unit agreements and non-unit policies
to determine eligibility.
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Refer to collective bargaining agreements and non-unit policies
to determine effective date.
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Unpaid leave unless employee uses accrued sick, vacation or personal
days in accordance with collective bargaining agreements or non-unit
policies.
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Leave is for the need to care for or make arrangements for the
care of family members as defined in appropriate collective bargaining
agreements.
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Military Leave
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All full-time and at least 50% part-time employees
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Upon employment
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Paid by University
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Paid military leave is granted to employees called to duty in the
armed forces of the Commonwealth in the event of natural disaster
or civil disturbance. Unpaid leave for extended periods of active
duty.
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Reserve Leave
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All full-time and at least 50% part-time employees
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Upon employment
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Paid by University
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Up to 17 paid working days per year for temporary reserve active
duty for training in the Armed Forces.
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Court Leave
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All full-time and at least 50% part-time employees
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Upon employment
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Paid by University
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Employees receive regular salary when called to serve jury duty
or act as a witness on behalf of a governmental body, contingent
upon remission of fees to the University.
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Professional Improvement Leave
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All full-time, professional staff only
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After 6 years of full time equivalent professional employment and
subject to approval of department head
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Paid by University
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Up to 5 1/2 months of full salary or 11 months of half salary;
must return for at least one year of service. Up to 2 months within
any 2 year period at full salary.
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TUITION ASSISTANCE
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Eligibility
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Effective Date |
Cost |
Comments |
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Tuition Waiver
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All full-time employees, spouses/ domestic partners, and dependent
children (as defined in Trustee Doc. T96-129) and at least 50% part-time
employees-see comments.
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Upon employment
(must be employed as of the first day of the semester)
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Provided by Commonwealth
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Free tuition at any of the UMass campuses (except the Medical School);
Part-time employees receive 7 tuition free credits per semester.
Spouse and dependent waiver is not available to part-time employees.
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Tuition Remission
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All full-time and at least 50% part-time employees, spouses and
dependent children
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After 6 months of full time equivalent service
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Provided by Commonwealth
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Full-time employees: 100% tuition remission at any MA state supported
college or university (MD program excluded); 50% remission for Continuing
Education courses.
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AUTOMATIC PAYROLL DEPOSIT
| Eligibility |
Effective Date |
Cost |
Comments |
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All employees
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Upon employment
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N/A
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Participation with most banks for direct deposit of paychecks into
savings, checking or NOW accounts.
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CREDIT UNIONS
| Eligibility |
Effective Date |
Cost |
Comments |
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All employees
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Upon employment
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N/A
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The UMASS/Five College Credit Union, located adjacent to the Amherst
campus of the University and the State Employees Credit Union, located
in downtown Boston, offer automatic payroll deductions for savings
and loans.
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AUTO & HOMEOWNER'S INSURANCE
| Eligibility |
Effective Date |
Cost |
Comments |
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All full-time and at least 50% part-time benefitted employees
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Upon employment
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Paid by employee
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Employees may purchase discounted auto and homeowner's insurance
through payroll deduction over a 52 week period.
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U.S. SAVINGS BONDS
| Eligibility |
Effective Date |
Cost |
Comments |
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All employees
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Upon employmen
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Paid by employee
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Employees may authorize payroll deductions for the purchase of
Savings Bonds.
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LIBRARIES
| Eligibility |
Effective Date |
Cost |
Comments |
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All employees
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Upon employment
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N/A
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Access to extensive resources housed in main and departmental libraries
upon presentation of University I.D.
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PARKING
| Eligibility |
Effective Date |
Cost |
Comments |
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All employees
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Upon employment
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Paid by employee
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Parking access with purchase of a semester, monthly or multi-park
pass or a daily fee.
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RECREATIONAL FACILITIES
| Eligibility |
Effective Date |
Cost |
Comments |
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All employees
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Upon employment
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Paid by employee. Individual or family annual memberships may be
purchased or the facility can be used upon presentation of a valid
UMass/Boston I.D. and the payment of a per visit fee.
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Forbes Clark Physical Education Center contains major athletic
facilities available to all employees of the Boston campus and their
immediate families. The Center includes gymnasia for basketball,
dance, volleyball, aerobics and badminton, an ice skating rink,
swimming pool, weight room and a fully equipped gymnastics room.
UMB Fitness Center , with state of the art equipment, is available
to employees. Membership may be paid for through payroll deduction.
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NOTE: These materials are published to highlight the benefits offered to
employees of the University of Massachusetts at Boston. It is not intended
to provide all-inclusive information and all information is subject to change.
Eligibility for benefits may vary according to type, percentage of time
and duration of appointment. "03" Funded employees and those bargaining
unit members who are employed at less than 50% time are not eligible for
many of the above mentioned benefits. Please call the Human Resources Office
at (617) 287-5150 for further clarification.
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