Pension Action Center

at the University of Massachusetts Boston

Fact Sheets

These fact sheets, published by the Pension Action Center and other organizations, provide clear and useful information on a variety of pension and retirement issues. The fact sheets are intended to provide general information only; they are not intended as a substitute for legal advice.

General Retirement

Retirement Programs Comparison Chart

List of Advantages and Disadvantages for Defined Benefit and Defined Contribution Plans

What You Should Know About Your Retirement Plan

Why People Need Pensions

Tips for Keeping Track of Your Pension

Protecting Retirement Savings

Protect Your Pension: Important Documents You Should Keep

Protecting Your Retirement Savings from Potential Creditors

Pension Rights After Divorce

Private Pensions

Company Bankruptcy and Pension Freezes

Your Employer Bankruptcy. How Will it Affect Your Employee Benefits?

My Company is Freezing the Pension Plan. What does this mean? What should I do?

Lump Sum vs. Annuity

Should You Take Your Pension as a Lump Sum?

Potential Private Retirement Benefit Information

Frequently Asked Questions on SSA Potential Private Retirement Benefit Information

Social Security

Windfall Elimination Provision

Government Pension Offset

State Public Workers and Retirees

Key Facts Regarding State and Local Government Defined Benefit Retirement Plans

State Retirement Plans and Divorce

Massachusetts State Public Worker Retirees: How are they doing?

Summary of Massachusetts State Pension Reform Law: Chapter 176 of the Acts of 2011

Veterans

What veterans and their families should know when applying for Department of Veterans Affairs (VA) pension benefits

Picture of a woman on the phone for the Pension Action Center

Questions About Your Pension?

UMass Boston’s Pension Action Center can help. Call us toll-free at 888.425.6077 or request help online. Read More