International Financial Aid
MEFA Loan
1-800-449-MEFA (6332)
www.mefa.org
Available to parents of students who are accepted to attend any Massachusetts college or university. This loan is available to graduate students and parents of undergraduate students.
Eligibility
- Need school certification
- Enrolled at least half-time in a degree-granting program
- Families may borrow up to full cost of attendance
- Graduate students must obtain a creditworthy co-signer
- Canadian citizens may apply without a U.S. co-applicant
- Co-signers must have verifiable income and stable employment history.
CITIASSIST Loan
1-800-692-8200
www.studentloan.com
Offered through CITIBANK to graduate and undergraduate students attending four-year colleges and universities.
Eligibility
- Need school certification.
- Enrolled in a degree program.
- No enrollment status requirements (students less than half-time are eligible to borrow).
- Must obtain one creditworthy co-signer.
- Co-signer must be U.S. citizen or permanent resident (permanent residents must attach a copy of his or her Green Card with the application).
- Co-signer must have verifiable income of at least $18,000 annually and have stable employment history.
PLATO
Called a private alternative loan. It's available to graduate, undergraduate and non-degree students attending accredited four-year colleges and universities.
Eligibility
- No school certification
- No enrollment status requirements; students less than half-time are eligible to borrow.
- Must obtain 2 creditworthy co-borrowers
- Co-borrowers must be a U.S. citizen or permanent resident; permanent residents must attach a copy of their Green Card with the application.
- Co-borrowers must have verifiable income of at least $15,000 annually.
TERI PEP Loan
1-800-255-8374
www.teri.org
Called the Professional Educational Plan, this loan is available to law, medicine and dentistry students.
Eligibility
- Need school certification
- Enrolled at least half-time
- Must obtain 2 creditworthy co-borrowers; one co-borrower must have a minimum credit history of two years.
- Co-borrowers must be U.S. citizen or permanent resident and have resided in U.S. for the past 2 years; permanent residents must attach a copy of their Green Card with the application.
- Co-borrowers must have verifiable income of at least $1,500 per month, stable employment and residence.
- Self-employed co-borrowers must have been in business for at least 2 full years prior to filing an application or have other verifiable sources of income.
TERI Continuing Education Loan
1-800-255-8374
www.teri.org
Available to any student enrolled at a TERI-approved school; no enrollment status requirements and no school certification; student completes the application and mails it directly to TERI; if loan is approved, check is mailed to student; there is no financial aid involvement with this program.
TERI Alternative Loan
1-800-255-8374
www.teri.org
Available to graduate, undergraduate and certificate program students attending any of the TERI-approved colleges and universities.
Signature Student Loan
1-800-695-3317
www.salliemae.com
Offered through SALIEMAE to graduate and undergraduate students attending four-year colleges and universities.
Eligibility
- Need school certification
- Students may borrow full cost of attendance.
- Enrolled at least half-time
- Must obtain 2 creditworthy co-borrowers; one co-borrower must have a minimum credit history of 2 years
- Co-borrowers must be a U.S. citizen or permanent resident; permanent residents must attach a copy of their I-551 card with the application.
- Must be making satisfactory academic progress
FLEET1st. LOAN
1-888-353-3846
www.fleet.com
Fleet Bank offers this program to graduate and undergraduate students attending four-year colleges and universities.
Eligibility
- Need school certification
- Enrolled at least part-time in a degree program
Must obtain two creditworthy co-signers
- Co-signers must be U.S. citizens or permanent residents and 18 years or older
- Co-signers must have verifiable income of at least $18,000 annually and have stable employment history