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Details about Student Loans

Loans are one way to finance your education. Federal Direct Loans are generally awarded as part of a larger award package. To accept these loans, you must sign a Master Promissory Note.

What is a Master Promissory Note (MPN)?

Borrowers promise to repay their loans by signing a MPN.  A student borrower may obtain a Federal Perkins Loan and both subsidized and unsubsidized Federal Direct Student Loans (FDSL). If you accept both types of FDSL in a single enrollment period, signing a single Master Promissory Note is sufficient.   Parents who obtain Parent PLUS Loans must sign their own MPN.

Repayment Responsibility 

To make sure borrowers are well aware of their responsibility to repay their loans and the interest that accrues on the original loan balance, borrowers are required to complete Entrance and Exit Counseling.

For Perkins loan borrowers who separated from the University prior to August 1, 2014, click below to complete your Federal Perkins Loan Exit Counseling session.

Federal Perkins Loan Exit Counseling

For Perkins loan borrowers who separated from the University after August 1, 2014, complete your Federal Perkins Loan Exit Counseling session here.

Federal Direct Loan Entrance and Exit Counseling and Master Promissory Note

Entrance Counseling

  •     Helps you better understand your student loans
  •     Helps you manage your personal finances
  •     Informs you of the different types of student loans, repayment options and the consequences of default

Exit Counseling

  •     Is required before you withdraw, transfer, graduate, or drop below half-time attendance
  •     Helps you understand your rights and responsibilities as a student loan borrower
  •     Provides useful tips and information to help you manage your loans

PIN Number

Each time you want to access your sensitive financial information, you must use your PIN number.  Your PIN is easy to forget since you might not use it for one year. Keep a record of it. You can login to the Student Loan Database System to monitor your loan borrowing history.

Frequently Asked Questions - PIN

Frequently Asked Questions - Federal Student Aid

Glossary of Financial Aid Terminology

Glossary of Loan Terminology


Federal Student Aid Information

1-800-4-FED-AID
1-800-433-3243
Hearing Impaired
1-800-730-8913