Massachusetts state law requires students enrolled in 75% of full-time curriculum in any Massachusetts institution of higher education to participate in a school-sponsored qualifying Student Health Insurance Program (“SHP”) or an alternate health plan with comparable coverage. More information about the SHP is available from University Health Services.

If you have comparable coverage under another major medical insurance plan, you can waive the Student Health Insurance Plan. You cannot waive the student health insurance plan if you are currently insured by Mass Health Limited, Health Safety Net or Children’s Medical Security Plan. More information about health insurance fees is available from the Bursar's office.

1. Before we begin, please have your health insurance card or plan information available.
2. Log in to WISER with your campus user ID and password, which is the same as your campus email without @umb.edu.
3. On your Student Center page, click on
    
   Finance and Financial Aid.
4. Click on Student Financial Center.
5. Click on Waive/Enroll in Health Insurance under Health Insurance.
6. To waive the student health plan, check the box next to I am WAIVING the University Health Plan.
7. Read through any notices displayed, clicking OK after each to indicate your agreement.
8. Click NEXT.
9. Have your health insurance information ready, then click OK.
10. Fill out all the fields on the form, then click Complete.
11. A message will be displayed if you have successfully waived the insurance charge; click OK.

Watch a Video

How to Waive Your Insurance