UMass Boston

UMass Boston has teamed up with Blue Cross and Blue Shield of Massachusetts (BCBSMA) for the 2023-2024 Academic Year to provide health insurance coverage for our students. 

BCBSMA (2023-2024) | University Health Plans

Eligibility

Students who are at least 75% of the full-time curriculum (9+ credits for undergraduate students or 7+ credits for graduate students) are automatically billed for the SHIP. All other students should inquire as to their eligibility to purchase the insurance by contacting the Bursar's Office. 

International Students: All matriculating international students enrolled in 1+ credit hours are automatically enrolled in the SHIP. Please note that International Students are not allowed to waive the SHIP unless covered by an embassy-sponsored plan, acceptable US-based insurance through a spouse or employer, or covered under a Massachusetts Connector Plan with coverage for medical evacuation and repatriation. If you are covered by an embassy-sponsored health insurance plan and provide the Bursar's Office with your financial guarantee prior to the waiver deadline, you will not be enrolled in SHIP. 

Plan Highlights

The Student Health Insurance Plan (SHIP) is provided by Blue Cross Blue Shield of Massachusetts. Below are some of the highlights of the insurance plan:

• Access to Blue Cross Blue Shield's nationwide provider network
• Access to use UMass Boston's University Health Services as a Primary Care Provider (PCP) and for episodic care
• Covered services rendered at UMass Boston's UHS, which are not subject to the annual deductible
• NO co-insurance for laboratory visits at UHS
• NO co-payment for services provided by UHS

Benefits (2023-2024) | Blue Cross Blue Shield of MA

Contact Information

When calling or emailing, please be sure to advise you are a student with UMass Boston.

UMB International Direct has teamed up with Wellfleet Student and University Health Plans (UHP) for the 2023-2024 Academic Year to provide health insurance coverage for our students. The UMB International Student Health Insurance Plan (SHIP) provides substantial benefits for covered medical expenses at a reasonable cost. 

Wellfleet Insurance Plan (2023-2024) | University Health Plans

Eligibility

All UMB International Direct students are required to enroll in the UMB International Direct SHIP. Therefore, students are automatically enrolled, and no action is necessary.

Plan Highlights

The UMB International Direct SHIP is provided by Wellfleet Student. Below are some of the highlights of the insurance plan:

• Access to Cigna's nationwide provider network
• Unlimited maximum benefit per plan yet
• Prescription drug coverage
• Office Visit: $10 Co-Pay
• Urgent Care: $10 Co-Pay
• Emergency Room: 10% Co-Insurance, after deductible (waiver if admitted)
• Emergency Transportation (Ambulance): 10% Co-Insurance, after deductible 
• University Health Services: Claims are paid at 100% for covered medical services

Benefits (2023-2024) | Wellfleet Student

Obtaining Your Insurance Card

1. Click here for the UMass Boston Wellfleet Insurance website. 
2. New students will need to choose "Create a New Account." If you have already created an account, skip to the next step.
   
   1. Complete the Login Authentication process and click on "Create Account."
   2. You will be prompted to "Create a Login." Create your login and select "Create Account."
   3. You will be prompted to complete a two-step verification before being directed to your account.
   4. Enter the verification code and click "Sign In." You will be automatically directed to your account. 
3. Once you have created an account, you will be able to log in by choosing "Log In" and typing your username and password.
4. When in your account, click on "Student Options" in the top banner.
5. Click on "Print ID Card(s)."

Contact Information

When calling or emailing, please be sure to advise you are a UMB International Direct student. 

To "waive" the student health insurance plan, the student must submit an online waiver to the Bursar's Office and certify that they have alternative coverage, the name of the entity offering the plan, the policy number or member identification number, the name of the subscriber or primary enrollee and the relationship of that person to the student, and a statement that the coverage is comparable to the coverage required under a SHP plan. Students can access the waiver online through the WISER.

Instructional Video | How to Waive Mandatory Insurance

You cannot waive the Student Health Insurance Plan if you are covered by:

• Mass Health Limited
• Health Safety Net
• Children’s Medical Security Plan

Undergrad students enrolled in less than 9 credits may be able to purchase health insurance through UMass Boston.  Please email Bursar@umb.edu for further information.

If you have any questions about the billing of student health insurance to your account, please contact the Bursar’s Office at 617.287.5350 or email Bursar@umb.edu.