Financial aid-eligible students enrolled in a degree seeking or financial aid eligible certificate program who have completed their 2022-2023 FAFSA application by the June 30, 2023 federal application deadline may be considered for federal financial aid to assist with summer costs.
Summer awarding is scheduled to begin the 2nd week in May and will be based on enrollment at the time of packaging. Changes to summer enrollment may result in reductions/increases to financial aid awards. Summer aid eligibility is based on enrollment in all summer sessions. View summer course offerings and check WISER throughout the summer for up-to-date award information.
- Federal Pell Grant: Awarded to eligible undergraduate students based on the student’s Expected Family Contribution (EFC) and their combined enrollment in all summer sessions. Students who attended full-time in both fall and spring must enroll in at least 6 credits to be considered for summer Pell grant funds. Students should be aware that Pell grant funds will not cover the entire cost of a summer course and that summer Pell grant eligibility counts toward their 600% lifetime eligibility limit (equivalent to 12 full-time semesters).
- Payment plan: Students may enroll in the summer payment plan offered by the Bursar's Office.
- Federal Direct Loans: Offered to eligible undergraduate and graduate students that have not borrowed their maximum 2022-2023 academic year Federal Direct loan eligibility AND enroll for a minimum of six (6) summer credits.
- Federal Direct Plus Loans: Parents of undergraduate students may apply for a Parent Plus loan and graduate students may apply for a Graduate Plus loan online. Eligibility requires student enrollment in at least six (6) summer credits and a positive credit check.
- Private Loans: Credit based loans available from private lenders which are intended to supplement the student’s Federal Direct loan eligibility or serve as a substitute for families who do not quality for federally supported loans. Students may compare terms and conditions of commonly used private loan options used by students attending the University of Massachusetts Boston and conveniently apply online at ELM Select.
Disbursement of Summer Funds
Summer financial aid will begin to be disbursed after the Session I course drop deadline date for students with enrollment in Session I. Please be aware that the adjustment of disbursed Federal Pell Grant awards, as a result of changes to the student’s enrollment, may create a balance due on the student’s account that was expected to be covered by grant aid. The student is responsible for satisfying balances owed based on Federal grant funds disbursed for which the student is no longer eligible to receive.
Students enrolled for at least six (6) summer credits with excess funds reflected on their university account should watch for an email from the Bursar Office regarding eligibility for a Financial Aid bookstore advance that can be used at the UMass Boston bookstore to purchase books and supplies.